There is a simple, inexpensive and commonly overlooked way to significantly reduce credit card debt and interest. The strategy is to divide your monthly credit card payment in two and pay one portion every two weeks. The usual method will be to copy the statement and send one half-payment with the original, so that it arrives two weeks before the normal due date, and then send the other half-payment with the copy, so that it arrives by the normal due date. The result will be significant savings in interest and an early payoff---as long as you don't continue to use the card!